(CNN) - A report found drivers with poor credit scores are paying almost twice as much for car insurance as those with excellent credit.
InsuranceQuotes.com looked at data from six large insurers from across the U.S.
It found drivers with poor credit pay as much as 91 percent more than people with top credit scores.
And it found drivers with median credit scores were found to pay 24 percent more.
Insurers assess drivers using a special scoring model that is different than the one mortgage lender use. Instead of looking at your ability to repay a debt, this score aims to predict your likelihood of incurring future insurance losses, explained Laura Adams, an analyst at InsuranceQuotes.com.
Like regular credit scores, the insurance score is based on reports from credit bureaus and still takes into account things like late payments, outstanding debt, bankruptcies and new applications for credit.
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