ANDY'S CONSUMER PAY-OFF: "YO-YO" USED CAR FINANCING - KFVS12 News & Weather Cape Girardeau, Carbondale, Poplar Bluff


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  • Do not sign a contract on a used car without first securing financing, either directly from the dealer or from a third-party. It should not take more than 48 hours for an auto dealer to determine if a consumer qualifies for financing.
  • If a used car dealer encourages you to take possession of the vehicle before securing financing, walk away. Request that the dealer contact you once it has secured financing -- or explain that you plan to seek your own financing.
  • Be accurate and responsible with the information you provide on your financing application. If you mistakenly or intentionally submit false information on your application, the law allows the dealer to not only repossess the vehicle, but also keep any deposits or down payments.
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